Social Security Disability

What is the difference between SSI or SSDI?

Supplemental Security Income (SSI) benefits provide financial assistance to persons found to be disabled and who have very limited income and resources. Social Security Disability Insurance (SSDI) benefits support individuals who are disabled and have a qualifying work history, either through their own employment or a family member (spouse/parent).

The major difference is that an SSI recipient will automatically qualify for Medicaid/Tenncare where as a person with SSDI will automatically qualify for Medicare 24 months after their date of entitlement. Also, the maximum amount of benefits a person can receive through SSI as of 2020 is $783 a month, whereas under SSDI a person’s benefit amount is calculated based on what the person has paid into Social Security and can be as much as being $2,861/month.

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